Tallapoosa County Bankruptcy Records
Bankruptcy filings from Tallapoosa County go to the U.S. Bankruptcy Court in Montgomery. The court is about 55 miles from Dadeville.
Tallapoosa County Quick Facts
Middle District Bankruptcy Court
Tallapoosa County is in the Eastern Division of the Middle District of Alabama. All bankruptcy business goes through Montgomery. From Dadeville, the drive takes about an hour going southwest.
The court sits at One Church Street in downtown Montgomery. Walk-in hours run 8:00 AM to 4:00 PM. Phone support extends to 5:00 PM. This is the only staffed location for the whole Middle District.
| Court Name | U.S. Bankruptcy Court, Middle District of Alabama |
|---|---|
| Address | One Church Street Montgomery, AL 36104 |
| Phone | (334) 954-3800 |
| Hours | Walk-in: 8:00 AM - 4:00 PM Phone: 8:00 AM - 5:00 PM |
| Website | almb.uscourts.gov |
How to Search Bankruptcy Records
PACER lets you search federal court records online. Registration is free. PACER charges 10 cents per page with a $3.00 cap per document. Keep quarterly totals under $30 for free access.
To find Tallapoosa County bankruptcies:
- Visit pacer.uscourts.gov
- Create a free account
- Select Middle District of Alabama
- Enter name, case number, or last 4 of SSN
- View results
Free phone searches work at 1-866-222-8029. McVCIS runs 24/7. Check RECAP Archive at courtlistener.com/recap for free documents.
Filing Fees
Federal law sets fees. They are the same everywhere. Chapter 7 costs $338. Chapter 13 costs $313. Chapter 11 runs $1,738.
Copies cost extra. PACER is 10 cents per page up to $3.00. Certified copies are $12.00. Clerk searches cost $32.00 per name.
- Chapter 7: $338
- Chapter 13: $313
- Chapter 11: $1,738
- PACER: $0.10/page (max $3.00)
- Certified copy: $12.00
- Clerk search: $32.00
Low-income filers may pay over time or get fees waived.
Types of Bankruptcy
Most Tallapoosa County residents file Chapter 7 or Chapter 13. These cover nearly all personal cases.
Chapter 7 is fast. It wipes out debts in about four months. You may lose some property, but Alabama exemptions protect quite a bit. This works best for high debt and low income.
Chapter 13 takes three to five years. You make payments from wages. Remaining debts get discharged at the end. This works if you have steady income and want to save a house from foreclosure.
Chapter 11 is for businesses. Chapter 12 is for farmers. Tallapoosa County has agricultural and timber operations.
What Records Show
Each case has many documents. The petition lists basic debtor info. Schedules show assets, debts, income, and expenses. The Statement of Financial Affairs covers recent history.
Most records are public under 11 U.S.C. Section 107. Personal data gets protected. You see only four digits of Social Security numbers.
Bankruptcy Administrator
Alabama uses Bankruptcy Administrators instead of U.S. Trustees. The administrator runs the 341 meeting of creditors. Every case has one.
Contact the administrator at (334) 954-3850. Visit almba.uscourts.gov for trustee info and meeting times.
Finding Legal Help
Most people hire lawyers for bankruptcy. Legal Services Alabama at (334) 832-4570 in Montgomery serves Tallapoosa County. The Alabama State Bar referral line is (800) 392-5660.
Lawyer fees for Chapter 7 run $1,000 to $2,000. Chapter 13 costs more.
Cities in Tallapoosa County
Tallapoosa County includes Dadeville, Alexander City, and Camp Hill. Dadeville is the county seat. Alexander City is the largest city. Lake Martin draws visitors to the area. All bankruptcy cases go through Montgomery.
Nearby Counties
These counties border Tallapoosa. All are in the Middle District.