Find Bankruptcy Records in Crenshaw County
Bankruptcy filings from Crenshaw County go to the U.S. Bankruptcy Court in Montgomery. The court sits about 55 miles north of Luverne.
Crenshaw County Quick Facts
Middle District Bankruptcy Court
Crenshaw County is in the Northern Division of the Middle District of Alabama. All bankruptcy business goes through Montgomery. From Luverne, the trip takes about an hour going north on US-331.
The court sits at One Church Street in downtown Montgomery. This is the only staffed courthouse for the whole Middle District. Walk-in hours are 8:00 AM to 4:00 PM. Phone support runs until 5:00 PM.
| Court Name | U.S. Bankruptcy Court, Middle District of Alabama |
|---|---|
| Address | One Church Street Montgomery, AL 36104 |
| Phone | (334) 954-3800 |
| Hours | Walk-in: 8:00 AM - 4:00 PM Phone: 8:00 AM - 5:00 PM Monday through Friday |
| Website | almb.uscourts.gov |
How to Search Bankruptcy Records
PACER is the main way to search federal court records. It covers all bankruptcy courts. Signing up is free. You pay only when you search.
PACER charges 10 cents per page. Documents cap at $3.00 each. If your quarterly total stays under $30, the fees get waived. Many people search for free.
To find Crenshaw County bankruptcies:
- Visit pacer.uscourts.gov
- Create a free account
- Select Middle District of Alabama
- Type in a name or case number
- Browse results
You can search by the last four SSN digits too. Click into any case to see all documents. Phone searches work free at 1-866-222-8029. McVCIS runs 24/7.
Try RECAP Archive first. Go to courtlistener.com/recap. Documents others already pulled may be there free.
Filing Fees
Federal law sets filing fees. They are the same everywhere. Chapter 7 costs $338. Chapter 13 costs $313. Chapter 11 runs $1,738.
Copies cost extra. PACER is 10 cents per page up to $3.00. Certified copies from the clerk are $12.00. Clerk searches cost $32.00 per name.
- Chapter 7: $338
- Chapter 13: $313
- Chapter 11: $1,738
- PACER: $0.10/page (max $3.00)
- Certified copy: $12.00
- Clerk search: $32.00
Low-income filers may pay over time or get fees waived.
Types of Bankruptcy
Most people file Chapter 7 or Chapter 13. These cover nearly all personal cases.
Chapter 7 is fast. Debts get wiped in about four months. You may lose some property, but Alabama protects quite a bit. This works best for people with high debt and low income.
Chapter 13 is a payment plan lasting three to five years. Remaining debts get discharged at the end. This works if you have steady income and want to save a home from foreclosure.
Chapter 11 is for businesses. Chapter 12 is for farmers.
What Records Show
Each case has many documents. The petition starts things. Schedules show assets, debts, income, and expenses. The Statement of Financial Affairs covers recent history.
Creditors file claims. The trustee writes reports. The judge issues orders. A discharge order at the end wipes out debts.
Most records are public under 11 U.S.C. Section 107. Personal data gets protected. You see only four digits of Social Security numbers.
Bankruptcy Administrator
Alabama uses Bankruptcy Administrators instead of U.S. Trustees. Only Alabama and North Carolina do this. The administrator runs the 341 meeting of creditors. Every case has one.
Contact the administrator at (334) 954-3850. Visit almba.uscourts.gov for trustee info.
Finding Legal Help
Most people hire lawyers. Legal Services Alabama helps low-income folks at (334) 832-4570. The Alabama State Bar referral line is (800) 392-5660.
Lawyer fees for Chapter 7 run $1,000 to $2,000. Chapter 13 costs more.
Cities in Crenshaw County
Crenshaw County includes Luverne, Brantley, and Rutledge. Luverne is the county seat. All bankruptcy cases go through Montgomery.
Nearby Counties
These counties border Crenshaw. All are in the Middle District for bankruptcy matters.