Search Cleburne County Bankruptcy Records
Cleburne County bankruptcy records are managed by the U.S. Bankruptcy Court for the Northern District of Alabama. The Eastern Division courthouse in Anniston serves Cleburne County residents.
Cleburne County Quick Facts
U.S. Bankruptcy Court for Cleburne County
Cleburne County falls under the Eastern Division of the Northern District. The Anniston office is just 25 miles from Heflin. This is one of the closest courthouse locations in the area. All bankruptcy matters for Cleburne County go through the federal court system.
County and state courts do not handle bankruptcy. Only federal courts have that power. The Anniston office can process filings, hold hearings, and conduct 341 meetings for Cleburne County residents. Birmingham handles larger administrative matters.
| Court Name | U.S. Bankruptcy Court, Northern District of Alabama |
|---|---|
| Division | Eastern Division (Anniston) |
| Address |
Federal Building 1129 Noble Street, Suite 117 Anniston, AL 36201 |
| Phone | (256) 741-1500 |
| Hours | Monday through Friday, 8:00 AM to 4:00 PM |
| Website | www.alnb.uscourts.gov |
How to Search Cleburne County Bankruptcy Records
PACER is the federal system for court records. Register free at pacer.uscourts.gov. Search by name, case number, or the last four of a Social Security number. PACER covers all bankruptcy courts in the country.
Fees are $0.10 per page. Documents cap at $3.00. Quarterly charges under $30 are waived. PACER gives you full access to dockets and documents.
Use the PACER Case Locator at pcl.uscourts.gov to search all federal courts at once. Data updates each night.
To search, you need:
- Full name of debtor
- Last four of SSN (optional)
- Case number (if known)
- Filing date range
For phone searches, call McVCIS at 1-866-222-8029. Free and available 24/7. Check case status and meeting dates.
Bankruptcy Filing Fees
Federal filing fees are set by law:
- Chapter 7: $338
- Chapter 13: $313
- Chapter 11: $1,738
- Chapter 12: $278
Pay in installments if needed. Up to four payments over 120 days. Fee waivers exist for Chapter 7 if income is below 150% of poverty line.
For records: PACER is $0.10 per page. Certified copies are $12.00. Clerk searches cost $32.00 per name. Free viewing at the Anniston courthouse.
What Cleburne County Bankruptcy Records Include
Bankruptcy files are detailed. The petition has debtor info. Schedules A through J cover assets, debts, income, and expenses. Every creditor is listed with amounts owed.
The Statement of Financial Affairs goes back years. It covers income, transfers, lawsuits, and garnishments. Creditors file claims. Trustees file reports. Courts issue orders.
Documents in a typical file:
- Voluntary petition
- Schedules of assets and liabilities
- Statement of Financial Affairs
- Creditor matrix
- Proofs of claim
- Trustee reports
- 341 meeting notice
- Discharge order
All bankruptcy records are public per 11 U.S.C. Section 107. Anyone can view them. SSN shows only last four digits. Account numbers are shortened. Tax returns are sealed.
The Bankruptcy Administrator
Alabama uses Bankruptcy Administrators instead of U.S. Trustees. Only Alabama and North Carolina do this. The Administrator works for the court. They appoint trustees, monitor cases, and run 341 meetings.
The 341 meeting happens about 30 days after filing. The trustee questions you under oath about assets and debts. Creditors can attend but usually do not. Cleburne County meetings are in Anniston.
Contact: (205) 714-4300. Website: www.alnba.uscourts.gov.
Free Record Access
RECAP has free PACER documents at courtlistener.com/recap. Other users paid for these documents. Coverage varies.
Visit Anniston courthouse for free viewing on public terminals. Printing: $0.10 per page. Bring ID. Hours: 8:00 AM to 4:00 PM.
Old records at National Archives after 15 years. Retrieval: $64 per box. Call (404) 736-2820.
Legal Help for Cleburne County
Most people hire lawyers for bankruptcy. Legal Services Alabama helps low-income residents: (866) 456-4995. They may refer you to bankruptcy attorneys.
Alabama State Bar referral: (800) 392-5660.
Pro se filing is possible. Forms at uscourts.gov/forms/bankruptcy-forms.
Types of Bankruptcy
Chapter 7: Liquidation. Nonexempt assets sold. Debts discharged. Takes four months. Means test required.
Chapter 13: Payment plan. Keep property. Pay over three to five years. Good for catching up on mortgages.
Chapter 11: Business reorganization. Fee: $1,738. Chapter 12: For farmers and fishermen.
Nearby Counties
Counties near Cleburne County in the Northern District: